Home and Property Protection
Insurance
Rocky Mountain Insurance Information Association’s website has good general and Colorado-specific information as well as information about various catastrophic events (e.g. hail, wildfire, flood, mudslides, etc). When making a claim, it is very important that you can document the items of value lost in a catastrophic event. There are now some apps available on Apple and Android devices for creating a home inventory.
Wildfires are a particular safety and insurance concern in Genesee, a community built in the wildland-urban interface and located in a high fire danger area (red zone). Many homeowner insurance companies are responding to the wildfire threat by asking customers to share the risk by mitigating fire hazards on their property.
The Colorado Division of Insurance also has Colorado-specific tips on insurance and wildfire
United Policyholders, a non-profit consumer organization, has an informative video, Tips from the Trenches: Does Your Safety Net have Holes? It will guide you on how to read your policy and assess whether your coverage is appropriate.
House Fires and Safety
Home Fires: https://www.ready.gov/home-fires
Home Fire Protection and Escape Plans: https://www.usfa.fema.gov/downloads/pdf/publications/escape_grid.pdf
Fire Safety Checklist for Homeowners and Renters: https://www.usfa.fema.gov/downloads/fief/up_in_smoke_home_checklist.pdf
Important Ways to Keep Your Home Safe from Fire: https://www.usfa.fema.gov/downloads/fief/keep_your_home_safe.pdf
Smoke Detectors:
Fire Extinguishers: https://www.consumerreports.org/cro/fire-extinguishers/buying-guide/index.htm
Chimney Fires: https://www.csia.org/chimneyfires.html
Security
Believe it or not, it’s often the simplest and most obvious precautions that homeowners tend to forget – and burglars tend to exploit. Maybe you’ve lived on the same street for decades and doubt “it” could ever happen to you. Maybe you’re in a rush and skip the usual routine. Whatever the situation, you should always lock your doors and windows when you go out. And keep close track of spare keys, where they are and/or who has them.
Residential Security Survey – What can you do to increase your home security?
Genesee Patrol
Genesee Foundation has a contract with the Jefferson County Sheriff to provide security services. Off duty officers in a regular Jefferson County vehicle patrol the community in staggered shifts throughout the year. This budgeted service is in addition to normal patrols in the community by on duty officers. They enforce traffic laws and can provide more immediate response to crime calls if they are already in the community. In addition, residents can request vacation checks on their residence for up to 52 days/year, or extra Genesee patrol coverage for observation or investigation of unusual or suspicious circumstances, activity or behavior. Click on the links below for more information and forms
Genesee Foundation Board of Directors has done several comprehensive surveys of the community on issues related to patrol services in Genesee.